kheru2006 (kheru2006) wrote,
kheru2006
kheru2006

Debit/Credit Cards ~ Rewind


SCENE  1.  

This is a new one.  

People sure stay busy  trying to cheat us, don't they?  

A friend went to the  local gym and placed his belongings in the locker.  After  the workout and a shower, he came out, saw the locker open,  and thought to himself, 'Funny, I thought I locked the locker.    

Hmm,  'He  dressed and just flipped the wallet to make sure all was in  order.

Everything looked  okay - all cards were in  place.

A few weeks later his  credit card bill came - a whooping bill of $14,000!  

He called the credit  card company and started yelling at them, saying that he did  not make the transactions.  

Customer care  personnel verified that there was no Mistake in the system and  asked if his card had been stolen.  

'No,' he said, but  then took out his wallet, pulled out the credit card, and yep  - you guessed it - a switch had been made.    

An expired similar  credit card from the same bank was in the wallet.  

The thief broke into  his locker at the gym and switched  cards.
 

Verdict: The credit  card issuer said since he did not report the card missing  earlier, he would have to pay the amount owed to  them.
 

How much did he have  to pay for items he did not  buy?

$9,000! Why were  there no calls made to verify the amount swiped?  

Small amounts rarely  trigger a 'warning bell' with some credit card companies.  

It just so happens  that all the small amounts added up to big one!
 
   

SCENE  2.  

A man at a local  restaurant paid for his meal with his credit card.  

The bill for the meal  came, he signed it, and the waitress folded the receipt and  passed the credit card along.  

Usually,  he would just take it and place it in his wallet or pocket..   Funny enough, though, he actually took a look at the  card and, lo and behold, it was the expired card of another  
person.
 

He called the  waitress and she looked perplexed..  

She took it back,  apologized, and hurried back to the counter under the watchful  eye of the man.

All the waitress did  while walking to the counter was wave the wrong expired card  to the counter cashier, and the counter cashier immediately looked  down and took out the real card.  

No exchange of words  --- nothing! She took it and came back to the  man with an apology  

Verdict:      Make sure the credit cards in your wallet are  yours.
 

Check the name on the  card every time you sign for something and/or the card is  taken away for even a short period of time.  

Many people just take  back the credit card without even looking at it, 'assuming'  that it has to be theirs.  


FOR YOUR OWN SAKE,  DEVELOP THE HABIT OF CHECKING YOUR CREDIT CARD EACH TIME IT IS  RETURNED TO YOU AFTER A TRANSACTION!  

SCENE  3:
 

Yesterday I went into  a pizza restaurant to pick up an order that I had called  in.
 

I paid by using my  Visa Check Card which, of course, is linked directly to my  checking account.

The young man behind  the counter took my card, swiped it, then laid it on the  counter as he waited for the approval, which is pretty  standard  procedure.
 

While  he waited, he picked up his cell phone and started dialing.  

I noticed the phone because it is the same model I  have, but nothing seemed out of the ordinary.  Then I  heard a click that sounded like my phone sounds when I take a  picture.

He then gave me back my card but kept the  phone in his hand as if he was still pressing buttons.  

Meanwhile, I'm thinking: I wonder what he is taking a  picture of, oblivious to what was really going on.

It then dawned on me:  the only thing there was my credit card, so now I'm paying  close attention to what he is doing.  

He set his phone on  the counter, leaving it  open.

About five seconds  later, I heard the chime that tells you that the picture has  been saved.

Now I'm standing  there struggling with the fact that this boy just took a  picture of my credit card.  

Yes, he played it off  well, because had we not had the same kind of  phone, I probably  would never have known what  happened.

Needless to say, I  immediately cancelled that card as I was walking out of the  pizza parlour.

All I am saying is,  be aware of your surroundings at all  times.

Whenever you are  using your credit card take caution and don't  be careless.  

Notice who is  standing near you and what they are doing when you use your  card..

Be aware of   phones, because many have a camera phone these days.  
 
   
FORWARD THIS TO AS  MANY PEOPLE AS YOU CAN THINK OF. LET'S GET THE WORD OUT! JUST  BE AWARE 



 
Never let your card  out of your sight.....check and  check again!  



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